Every determination passes through a rigorous, multi-layered human review pipeline before issuance. AI assists — humans decide.
Three stages with mandatory quality gates ensure no determination is issued without thorough human oversight at every level.
Certified reviewers apply a five-step verification pipeline to every AI-generated output. No determination advances without passing all five steps.
Every AI output is evaluated through three critical quality lenses before it reaches the arbitrator.
Reviewers verify every cited case, statute, statistic, and procedural step against primary sources. If a statement cannot be traced to a reliable document, it is flagged as a potential hallucination, removed, and replaced with grounded, authoritative support.
Every factual and legal claim must be anchored to a verifiable authority — a contract clause, statute section, reported opinion, or piece of submitted evidence. Grounded writing ensures any reader can follow the reasoning step by step.
Reviewers confirm that cited statutes have not been enjoined or amended, that precedent has not been overturned, and that regulations remain in force and unchanged. Outdated or invalid authority is flagged and replaced.
CPT and DRG code verification against submitted documentation. Calculation accuracy checks on all payment amounts. Fee schedule compliance review. AI models have known limitations in mathematical computation — human verification is mandatory.
Any discrepancy in jurisdiction, authority, or reasoning is annotated and triggers an immediate halt in the review process. The determination cannot advance until corrections are made, reviewed, and re-certified. All flagged items are documented in the case record.
The Fortuna-Insights Adjudication Exam (FIAE) ensures every human reviewer is rigorously trained in legal reasoning, medical billing, citation standards, and CMS IDR rules.
| Tier 1 | Tier 2 | Tier 3 | |
|---|---|---|---|
| Passing Score | 70%+ | 70%+ | 90%+ plus 4-hr written exam |
| Role | Case Processor | Senior Reviewer | Arbitrator |
| Can Issue Opinions | No | No | Yes |
| Final Decision Authority | No | No | Yes |
| Exam Components | MC + Bluebook Sprint | MC + Bluebook Sprint | MC + Bluebook + 7hr Essays + 4hr Written |
The FIAE is designed to be rigorous by necessity. Fortuna's model depends on efficient, highly trained reviewers who can rapidly evaluate AI outputs for legal sufficiency, factual accuracy, and citation integrity. The exam covers legal reasoning, contract law, jurisdiction, and — most heavily — CMS IDR rules and procedures.
Human reviewers are supervised by domain experts across the disciplines essential to IDR determinations.
NSA litigation, ERISA, regulatory compliance
Legal AI systems, algorithmic fairness
Labor & commercial
Board-certified physicians, PM&R, spine
Certified adjusters, claims auditing, CPT/DRG
Health insurance markets, risk management
WHO, health economics, population health